The terms "We" / "Us" / "Our" / "Company" refer to SPESKEY E WALLET, and the terms "Visitor" / "User" refer to users of this website.

This page states the Terms and Conditions under which you (Visitor) may access and use www.speskey.in. Please read this page carefully. If you do not agree with the Terms and Conditions stated here, we request you to exit this site immediately.

The business, any of its divisions, subsidiaries, associate companies, or investment entities (in India or abroad) reserves the right to revise these Terms and Conditions at any time by updating this page. You should review this page periodically, as the Terms and Conditions are binding on all users of this website.

All logos, brands, marks, headings, labels, names, signatures, numerals, shapes, or combinations thereof appearing on this site, unless otherwise stated, are either owned by or licensed to the business and/or its associate entities.

The use of these properties, or any other content on this site, is strictly prohibited unless permitted by these Terms and Conditions or by written consent from the respective organization.

You may not sell, modify, reproduce, display, publicly perform, distribute, or otherwise use the materials on this website for any public or commercial purpose without written permission.

Visitors are prohibited from violating or attempting to violate the security of the website, including but not limited to:

• Accessing data not intended for such a user or logging into a server/account without authorization.
• Attempting to probe, scan, or test the vulnerability of a system or network without proper authorization.
• Attempting to interfere with service to any user, host, or network, including submitting a virus, Trojan horse, overloading, flooding, mail bombing, or crashing.
• Sending unsolicited emails, including promotions or advertisements.

Violations of system or network security may result in civil or criminal liability. We reserve the right to investigate such occurrences and cooperate with law enforcement authorities.

Visitors may not use the website to transmit, distribute, store, or destroy material:

• That could constitute or encourage conduct that is a criminal offence or violate any applicable law or regulation.
• In a manner that infringes the copyright, trademark, trade secret, or other intellectual property rights of others, or violates the privacy or publicity rights of others.
• That is defamatory, obscene, threatening, abusive, or hateful.

The User agrees to indemnify and hold harmless the Company, its officers, directors, employees, and agents from and against any claims, actions, liabilities, losses, or damages arising from or resulting from their use of www.speskey.in or their breach of these terms.

The User agrees that neither the Company nor its group companies, directors, officers, or employees shall be liable for any direct, indirect, incidental, special, consequential, or exemplary damages resulting from:

• Use or inability to use the service.
• Procurement of substitute goods or services.
• Unauthorized access to or alteration of user data.
• Any other matter relating to the service.

In no event shall the Company’s total liability to the User exceed the amount paid (if any) by the User to the Company in connection with the cause of action.

In no event shall the Company or any parties associated with it be liable for any damages whatsoever, including without limitation incidental and consequential damages, lost profits, damage to computer hardware, loss of data, or business interruption, resulting from the use or inability to use the website or its materials, whether based on warranty, contract, tort, or any other legal theory.